1. Introduction

Welcome to Yuzu. These Terms and Conditions ("Terms") govern your access to and use of our services, including our website, mobile applications, and any other related services provided by Yuzu (collectively, the "Services").

By registering for an account, accessing Yuzu's platform, or using our Services, you acknowledge that you have read, understood, and agreed to these Terms, along with any additional policies referenced herein, including our Privacy Policy. These Terms form a legally binding agreement between you ("User" or "Business Client") and Yuzu ("we," "our," or "us").

We reserve the right to modify these Terms at any time. Updates will be posted on our platform, and we will notify users via email or in-app notifications. Your continued use of the Services constitutes acceptance of the revised Terms. If you do not agree to the updated Terms, you must cease using the Services immediately.

2. Definitions

• Digital Assets: Cryptocurrencies such as USDT, ETH, BTC, or other assets supported on Yuzu.

• Staking: A mechanism by which users and businesses deposit assets into Yuzu's pools to earn rewards.

• Enterprise Services: Services designed for business clients, including payroll management and staking options.

• User: Any individual or business entity registered on Yuzu.

• AML: Anti-Money Laundering regulations designed to prevent illegal financial activities.

• KYC: Know Your Customer processes used to verify user identities.

• Lock-up Period: The duration during which staked assets cannot be withdrawn.

3. Eligibility

1. Users must be at least 18 years old or the legal age of majority in their jurisdiction.

2. Businesses must provide accurate and complete documentation for verification, including proof of incorporation and authorized signatories.

3. Users from prohibited jurisdictions (e.g., countries under international sanctions) are not allowed to use Yuzu's Services.

4. By using Yuzu, you confirm that you are not on any government sanctions list or engaged in illegal activities.

4. Account Registration and Security

1. Users must provide accurate and up-to-date information during registration.

2. Account credentials, including passwords and two-factor authentication codes, must be kept secure. Yuzu is not responsible for unauthorized access resulting from user negligence.

3. Businesses must assign authorized personnel to manage payroll and staking accounts.

4. Yuzu reserves the right to suspend or terminate accounts if suspicious activity is detected.

5. Services

6. Fees

1. Fees for transactions, staking, and payroll services will be disclosed prior to execution.

2. Yuzu reserves the right to adjust fees at its discretion. Users will be notified of any fee changes in advance.

3. Users are responsible for third-party fees, such as blockchain network fees.

7. Risks

1. Digital Asset markets are highly volatile, and users assume full responsibility for potential losses.

2. Regulatory changes may impact Yuzu's services, including the availability of certain features.

3. Staking rewards are variable and subject to external market fluctuations.

4. Users acknowledge the risks of smart contract vulnerabilities, cyberattacks, and loss of access to funds due to lost credentials.

8. Compliance and Prohibited Use

1. Users must comply with all applicable financial laws, including AML and KYC regulations.

2. Prohibited activities include fraud, money laundering, unauthorized access to other users' accounts, and any illegal activities.

3. Business clients must ensure payroll transactions adhere to applicable tax and employment laws.

4. Yuzu reserves the right to report suspicious activities to relevant authorities.

9. Limitation of Liability

1. Yuzu provides its services "as is" without warranties of any kind, express or implied.

2. Yuzu shall not be liable for any losses resulting from:

   • System downtime or technical issues.
   • Market fluctuations or regulatory changes.
   • Unauthorized access due to user negligence.
   • Force majeure events, including natural disasters, cyberattacks, or government actions.

3. Yuzu's total liability is limited to the total fees paid by the user in the past 12 months.

10. Indemnification

1. Users agree to indemnify Yuzu against claims, liabilities, and losses resulting from misuse of the platform or violation of these Terms.

2. Businesses are responsible for ensuring compliance with payroll and taxation regulations and must indemnify Yuzu for any related claims.

11. Termination

1. Users may terminate their account at any time by contacting Yuzu support.

2. Yuzu reserves the right to suspend or terminate accounts due to:

   • Non-compliance with these Terms.
   • Fraudulent or illegal activities.
   • Regulatory requirements.

3. Upon termination, remaining funds will be returned to the user, subject to applicable fees and lock-up periods.

12. Dispute Resolution

1. Any disputes arising from these Terms shall be resolved through binding arbitration conducted in English.

2. The arbitration shall be administered by [Arbitration Body, e.g., ICC or AAA] in [Jurisdiction].

3. Each party shall bear its own arbitration costs, unless otherwise determined by the arbitrator.

4. Yuzu reserves the right to pursue injunctive relief or legal action in a court of competent jurisdiction in cases involving fraud, intellectual property violations, or unauthorized access to Yuzu's systems.

5. Users waive their right to participate in class actions or collective lawsuits against Yuzu.

13. Confidentiality

1. Yuzu and its users agree to maintain the confidentiality of any sensitive information exchanged during the use of the platform.

2. Business clients must ensure that employee payroll data remains confidential and is not shared with unauthorized parties.

3. Yuzu implements industry-standard security measures to protect user data but cannot guarantee absolute security against cyber threats.

4. Users are responsible for safeguarding their account credentials and private information.

14. Governing Law and Jurisdiction

1. These Terms are governed by the laws of [Jurisdiction, e.g., Singapore].

2. Any legal disputes shall be subject to the exclusive jurisdiction of the courts in [Jurisdiction].

15. Force Majeure

1. Yuzu shall not be liable for any failure or delay in performance due to events beyond its reasonable control, including but not limited to natural disasters, cyberattacks, government actions, or network failures.

16. Miscellaneous

1. These Terms constitute the entire agreement between Yuzu and the user.

2. If any provision is found invalid, the remaining terms shall remain in effect.

3. Yuzu may assign its rights and obligations under these Terms without user consent.

4. Users may not assign their rights or obligations without Yuzu's prior written consent.

17. Contact Information

For inquiries or support, please contact:

Email:
Address:
Phone:

18. Privacy Policy

Your use of Yuzu's Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using Yuzu, you agree to the terms of the Privacy Policy.